FAKE letterboxes are being placed on homes to help fraudsters set up loans in innocent people's names.

The National Fraud Intelligence Bureau (NFIB) said it has noticed an increase in reports of fraudsters placing fake letter boxes on homes in an attempt to harvest the mail.

Residents are sometimes unaware of the fake letterbox as the fraudsters will periodically remove the item, which may leave notable markings.

The mail is then used to open various lines of credit with financial providers in the name of the innocent resident.

Five ways to protect yourself:

1 Be vigilant and check for any suspicious activity, tampering of your post/letterbox or for suspicious glue markings on the wall.

2 Check all post received from financial institutions, even if it appears unsolicited.

3 Consider reporting theft of mail to your local police force and any cases of identity fraud to Action Fraud.

4 If you have been a victim of identity fraud consider Cifas Protection Registration (https://www.cifas.org.uk/protective_registration_form)

5 If you, or anyone you know, has been affected by this fraud or any other scam, report it to Action Fraud by calling 0300 123 2040 or visiting www.actionfraud.police.uk.